Accepting Credit Cards Online

Statistics show consumers are more likely to purchase online if they can simply pay with a credit card.  Not only does it raise the likelihood of a standard purchase, but you'll also get "impulse purchases" as well.

If you'd like to accept credit cards online, real-time to sell products online you'll need an Internet Merchant Account, a Gateway Processor and a Shopping Cart.

1ShoppingCart.com

An Affordable and Powerful Shopping Cart System,1ShoppingCart.com is a full-featured service that provides a shopping cart, gateway processor, merchant account and marketing tools solution.  It also includes:

• Ad and Revenue Tracking & Reports
• Coupon & Upsell Features
• Newsletter Broadcasting
• Unlimited Autoresponders
• Affiliate Marketing Software
• Digital Delivery for EBooks
• Online Inventory Management (tied into shopping cart)

If you purchase a package but you don't have the time and/or desire to set up everything, I can provide the set-up services for you.

PayPal

PayPal is an option which provides a "Merchant Account," Gateway Processor and a Shopping Cart and no longer requires your buyers to have a PayPal account to pay with their credit card.

PayPal is generally the least expensive but there seems to be a lot of horror stories about them when something goes wrong.  You can do some homework on this subject by doing a Google search on "PayPal problems"

Weigh the different factors and choose the shopping cart solution that's right for you.

Click on the image below to sign up for a PayPal account.  When you sign up, be sure to select "Business" when you are asked what type of account you'd like to open.  If you select the "Personal" option, you will not be able to accept credit cards.

NOTE:  To become a "verified" PayPal account holder, PayPal will request your bank account information.  This is part of their authentication process to help minimize fraud.  Many people are not comfortable giving out their bank account information, so an alternative is to open a new checking account at your bank and only use the new bank account with your PayPal account.  Then, on a regular basis, you may want to transfer your money out of your PayPal account and into your new bank account, then from your new bank account to your regular bank account.